AI insurance for America's small businesses.
AI tools can wipe out your records, leak confidential information, give customers the wrong answer, or fall for a deepfake scam. Your plan covers the cost when they do.
- ★Takes under two minutes
- ★Free quote, no obligation
- ★Covers the risks AI creates
If your business uses AI, this is for you.
You don't need to be a tech company. If AI touches your customers, your records, or your money, you carry the risk.
Trades and contractors
Estimates, scheduling, and customer messages written with AI.
Shops and restaurants
AI that answers customers, takes orders, and runs promotions.
Offices and practices
Client files, records, and email handled with AI tools.
Trucking and logistics
Dispatch, routing, and paperwork run through AI.
How we protect you against AI risks
Data deleted or corrupted
An AI tool with access to your systems overwrites a customer list, wipes records, or quietly corrupts a spreadsheet your team relies on.
Confidential data leaked
An employee pastes client files, pricing, or health details into an AI tool, or a chatbot repeats something it should never have shared.
Customer harm or downtime
An AI assistant gives a customer wrong information, sends a bad quote, or breaks a process, and you're left with refunds, claims, or downtime.
When AI makes a mistake, you're covered.
AI mistakes don't stay small. A deleted file turns into lost revenue, a leaked record into a notification bill, a wrong answer into a customer claim. AI Protection Pro pays those costs so one mistake doesn't set your business back.
Pick your level of protection
Choose the level of protection that fits how your business uses AI. Add coverage for specific tools as you need it.
Essentials
Core protection for your data and information
- Data restorationCost to recover or rebuild data damaged by an AI tool
- Confidential information responseNotification, investigation, and cleanup after an AI-related disclosure
Complete
Our broadest protection against AI risk
- Everything in Essentials
- Customer liabilityClaims from customers harmed by an AI error
- Business interruptionIncome lost while an AI failure is resolved
- Legal defenseDefense costs for AI-related claims
- Deepfake fraudLosses from impersonation scams, such as a fake call from the owner requesting a payment
Add-ons
Extend coverage to the AI tools you rely on
- Customer-facing AIChatbots and assistants that talk to your customers
- Autonomous AI toolsAI that sends email, updates records, or makes payments
- AI-generated contentCopyright and false-statement claims
- AI vendor outageLosses when an AI provider you rely on goes down
You built the business. We cover the AI risk.
★Plain English
Every plan lists what it covers in words you'd use yourself.
★No pressure
A quote is free and doesn't commit you to anything.
★A real answer, fast
Tell us about your business in under two minutes. We reply within one business day.
From quote to covered
- Tell us about your businessAnd how you use AI. It takes under two minutes.
- Choose your planPick Essentials or Complete, and any add-ons.
- Get your quoteWe'll follow up within one business day with next steps.
Common questions
What is AI insurance?
It covers the costs when an AI tool makes a mistake in your business, such as damaged data, leaked confidential information, customer claims, lost income, and deepfake scam losses. What's covered depends on the plan you choose.
Who is it for?
Small businesses in any industry that use AI tools, or plan to.
Where is coverage available?
In all 50 states.
What does it cost?
You'll see plan pricing as you build your quote. Add-ons are priced with your quote.
Does requesting a quote start my coverage?
No. Requesting a quote does not start coverage. Your coverage starts only once your policy is issued.
How soon will I hear back?
We'll email you within one business day with your quote and next steps.